We Know Insurance

Accidents, illnesses, lawsuits… If you're in business, you're exposed. While the number of risks you're exposed to is almost unlimited, you might only need a few basic coverages to start out.

Most small businesses insurance needs quickly extend beyond basic liability and commercial auto insurance. Certain jobs require specific coverages, employees need protection, and a number of risks fall outside the protection of basic liability coverage.

While virtually all states require some form of liability car insurance, the minimum coverage limits vary. Most policies require bodily injury liability coverage in case you injure someone in an at-fault accident, and property damage liability coverage in case you damage their property.

Your policy covers damages up to your chosen limits, so it's always best to purchase as much coverage as you can comfortably afford.

Homeowners insurance is designed to protect you from the things that can damage your home, belongings, or hurt you financially. It covers wind/hail damage, fires, lightning, theft, and more. Plus it covers injuries that occur on your property and lawsuits against you, such as someone suing you because they were hurt at your home.

When you get your free homeowners insurance quote, many of your coverages will be automatically included. Plus, you can add even more. We have expert agents standing by to guide you through your choices.

All too often the most valuable assets in the household receive the least amount of attention…you and your family. Asset insurance offers a broad range of life insurance options that takes into account the life stage position you and your family are currently in. Whether you need health insurance for yourself, your business, or your family, we have a wide range of options for you. Let our experts help you find the health insurance you need.

You’ve heard of life insurance before, whether on a commercial or when signing up for employee benefits. But what exactly is life insurance, and why do you need it?
Simply put, life insurance provides a cash benefit to your loved one(s) if you pass away. While you may no longer be around to provide for your family, their financial health will still be protected through your life insurance policy.

Whatever off-road vehicle you operate, it can be a source of endless enjoyment so long as you and your equipment are properly protected. And just like snowmobile riders are recommended to wear helmets, it is essential to have an insurance policy covering you and your off-road vehicle in place before you go hitting any trails.